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ROBERT PREECE
Broker, CSP

Coldwell Banker Momentum Realty, Brokerage
353 Lake Street
St. Catharines, ON
L2N7G4

Tel: (905) 935-8001
Alt: 905-935-8001
Fax: (905) 935-2764
Cell: 905-931-8006

 
 
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A Pre-Approved Mortgage Can Help You Look for a Home With Confidence. 
 
Many homebuyers think that the first step in finding the home of their dreams is to start going to Open Houses and researching the market.  However, even before you start looking for a home, it makes sense to contact a Mortgage Specialist for free expert advice and to arrange your mortgage pre-approval.
 
When your mortgage is pre-approved, you'll know up front, what you can realistically afford to pay for a home in terms of purchase price, down payment, legal fees and other closing expenses.  You'll know exactly how much you can borrow based on your current financial situation, subject to a formal credit approval and satisfactory property appraisal. 
 
There is no cost or obligation to have your mortgage pre-approved, and you will know in advance what your mortgage payments will be.  If interest rates increase while you are "house hunting", you don't need to worry as your interest rate will be locked in and guaranteed for a specified period of time.
 
With your mortgage pre-approved, you can shop and negotiate with confidence, avoiding the disappointment of finding the perfect home only to learn that you don't qualify for the mortgage that you need to purchase it.  Mortgage pre-approval carries absolutely no obligation to purchase, but simply acts as a tool that can help you focus on homes that are truly affordable. 
 
 
FREE Mortgage Pre-Approval at www.NiagaraRegionHomeSales.com